Who is 640 Financial Group, LLC?

640 Financial Group manages accounts that original lenders and other businesses charge off due to non-payment.

Why is a collection agency or law firm contacting me about an account that 640 Financial Group manages?

640 Financial Group does not perform any collections on consumer accounts. 640 Financial Group utilizes service providers that perform collection services on their behalf.

Do I have to send my payment to the collection agency or law firm?

You do not have to. However, sending your payment to the service provider contacting you is the most efficient way to have payments posted to your account.

What should I do if I am being contacted about an account that is not mine?

Please advise the service provider that they are attempting to collect an account that does not belong to you.

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